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Financial Literacy Workshops

Please find the following resources on protecting yourself and your loved ones financially from the impact of COVID-19.

The Consumer Financial Protection Board has information ranging from what to do if you have trouble paying your bills, are facing income loss, or have a problem with a financial service.

The Attorney General of New York State has detailed information on Coronavirus resources and warnings on current consumer scams.

These resources are updated on an ongoing basis to provide you with current information.

Additional resources from the Federal and State level, along with financial resources from other state Extensions can be found here.

Cornell Cooperative Extension (CCE) Albany County offers financial literacy workshops on a variety of topics. These programs are open to the public and free to attend.

Workshops can also be provided for community partners in a series or in topic-specific workshops. To receive more information or schedule a workshop, contact CCE Resource Educator Maria DeLucia-Evans at 518.765.3559 or

1.  (with COVID resources) Financial Fitness for Older Adults

This workshop will discuss personal finances as they relate to aging. Participants will learn strategies to assess financial situations, understand the importance of goal setting, and share ways to manage personal spending plans. Discussion will also include managing personal finances within the potential effects of COVID-19 and how to protect yourself from consumer scams.

2.  Personal Financial Education: Create a plan, Take action, Move Forward

Managing finances during the current COVID-19 pandemic is causing stress for many of us. Whether we worry about paying our bills, paying off debt, income fluctuations or job security it is important to create a plan, take action and move forward. This program will provide personal financial education to help empower your actions in assessing your financial situation, setting goals, creating a working budget, and managing potential income loss. We will also discuss best communication practices in making financial decisions with a partner or within your family. Join us to learn how to take control of your current financial situation, and plan for the future.

3.  Budgeting on a Limited Income

Learn tips and strategies to improve your basic budgeting skills. This workshop will help you set financial goals, track monthly expenses and create a working budget. Learn how to keep your budget organized and on track.

4.  Credit Card Smarts & Managing Debt

Do you use a credit card that charges a monthly fee? Are you juggling high credit card bills? In this workshop, you will learn how to select and use credit wisely. Also learn strategies for paying down and prioritizing existing debt.

5.  Understanding Your Credit Report & Score

Learn how to obtain and review a free credit report, understand a credit score, and rebuild credit.

6.  What’s Your Money Personality?

This workshop will allow you to reflect on personal money values, and how these values impact financial decision making styles. Learn about your “Money Color” by identifying money personality traits, and how these traits influence money habits and attitudes.

7.  Money & Communication—Strategies to Avoid Financial Conflict

Learn strategies to avoid conflict over money matters and financial decisions. Understand the relationship between money and emotion, and learn how to work with a partner on making money choices that reflect compromise, negotiation, and shared goals.

8.  Personal Finance for College Students

In this workshop, college-bound and current students will gain valuable information on setting financial goals, creating a budget, and keep tracking of expenses. Students will also learn the basics of credit card management, and how to avoid credit card debt.

9.  Financial Fitness for Teens

Through basic budgeting activities, this workshop aims to provide teens with a foundation in basic money management. Teens will also explore the importance of savings, and learn simple steps to becoming more effective and thoughtful with their finances.

10. Credit Card Smarts for Teens

Teach your teens the value of credit and how to use credit cards wisely. This workshop emphasizes the potential pitfalls and risks when using credit. Teens will gain the knowledge they need to make good decisions when faced with credit card offers and incentives, ultimately affecting their long-term financial goals and stability.

11. Healthy Money Habits for Kids, & Their Parents, Too!

This workshop is designed to provide elementary-aged kids a fun introduction to money management topics.We explore attitudes about money, how to set goals, the importance of saving, and making good spending choices.The workshop will emphasize how kids can create healthy money habits, and how parents can reinforce these messages.

12. Raising a Money Smart Kid (for parents/caregivers)

Research shows that parents are the main source of financial education for their children. This workshop guides parents and caregivers in creating daily conversations about money, including age-appropriate activities and messages. Learn how to help your child develop responsible money habits.

13. Raising a Money Smart Kid: Incorporating Important Money Strategies Into the Classroom (for teachers)

Teachers are in a unique position to reinforce financial education happening at home, or provide education on this topic that may be missing in a home environment. Learn age-appropriate topics and activities that can easily be incorporated into classroom lesson plans from grades K-12.

14. Budget Your Way to Happy Holidays: Smart & Savvy Holiday Spending Strategies

However you celebrate the holidays there’s always a potential amount of stress that can go along with the excitement. This workshop will provide tips and strategies to find financial holiday balance. Join us to explore ideas that will allow you to make it through the holiday season within your budget, and avoid post-holiday credit card debt.


Maria DeLucia-Evans
Human Ecology Community Educator
(518) 765-3559

Last updated July 20, 2021